To make sure that teachers are cared for, Washington offers an extensive benefits package that includes both retirement and health insurance perks. In addition to pay and other special employee programs, the following is a list of benefits offered by the state of Washington.


Medical, Dental and Vision Insurance

Eligible employees and their families are covered by medical, dental, and vision insurance which covers pre-existing conditions. There are various medical plan options to choose from–either managed care plans or preferred provider plans. Dental premiums are fully paid by the employer. For more information visit the Public Employees Benefits Board.


Life and Accidental Death & Dismemberment Insurance

Eligible employees are provided with basic term life insurance, and may purchase supplemental insurance. Life insurance for a spouse or qualified domestic partner is also available. In addition, the state provides basic coverage for Accidental Death & Dismemberment (AD&D) insurance.  Employees may choose to purchase additional AD&D insurance for dependents. For more information visit the Public Employees Benefits Board.


Long Term Disability Insurance

Eligible employees receive basic Long Term Disability (LTD) coverage. Employees may choose to purchase additional LTD coverage which provides up to sixty percent of their monthly salary (following a waiting period selected by the employee). For more information visit the Public Employees Benefits Board.


Retirement Benefits

Most state employees are members of the Washington Public Employees’ Retirement System (PERS). Employees hired on or after March 1, 2002, choose between PERS Plan 2 or PERS Plan 3.

PERS Plan 2 is a defined benefit plan. This means an individual’s retirement benefit is defined by a formula. The formula is: 2% X service credit years X average final compensation (AFC).

PERS Plan 3 has two different components. A defined benefit component similar to PERS Plan 2 except it uses one percent in the formula and a defined contribution component.

For more information, visit the Department of Retirement System’s web site


Social Security

All state employees are covered by the Social Security Insurance System. The state and the employee pay an equal amount into the system.


Flexible Spending Account

The Flexible Spending Account program allows you to set aside pre-tax dollars for expenses such as co-pays, co-insurance, deductibles, many prescriptions, over-the-counter medications, and various other expenses.


Dependent Care Assistance

Dependent Care Assistance allows you to save pre-tax dollars for a child or elder care expenses.


Deferred Compensation

The Deferred Compensation Program provides the option of allowing employees to automatically save a portion of their salary and invest it in their choice of many different investment options.